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To apply for Silkbank Personal Loan, email at or visit your nearest Silkbank Branch. You may have to provide your credit card number and secret verifications. If you are facing problems with your current appliance, there is no problem. You can simply go out and buy a new one even if you have run out of cash.

Yes, in case of return, your paid amount will be reversed on your credit card within 12 working days. If you cancel your complete order by yourself you will be charged cancellation charges by your bank of Rs. 1,000 or 5% of the order value whichever is higher. Processing fee of Rs. 1500 or 1.5% + FED is charged to the customers by the bank on activation of every EPP order. All you have to do is check for a button on Daraz signifying “Easy Monthly Installments Available” and then follow the procedure outlined below. As Oppo is focusing on quality, the amazing Oppo A5s 2GB RAM 32GB ROM is reflection of their focus.
Samsung Products
The processing fee will be PKR 1,500 flat for all tenures as this is higher than 1.5% of the product’s price. Therefore, the final cost of the camera in the first installment plan is PKR 59,300. For the six-month plan, the final cost comes out to PKR 66,234 and PKR 73,172 for the longest twelve-month tenure. You can book it through Faysal Bank credit cards till the 31st of August. The three-month tenure has a 0% markup, which ramps up as the installment period increases, 12% markup for six-months, and 24% for twelve months. On the other hand, processing fees remain the same at 1.5% or PKR 1,500, whichever higher.

We can use the example of a Canon EOS 2000D DSLR Camera to understand the various plans better.
Daraz
In buying and selling Mobile phones, Pakistani market is ranked at 5th across the World. Owing to the recent policy change of government, imported phones have been discouraged with the implementation of extra duty charges. Now, trending or mainstream phones are of Samsung, Huawei, Infinix, Vivo and Oppo. The statistics of month of july shows vivo y15, infinix smart 3 plus, huawei y9 prime and Oppo A5s were the most demanded mobile phones. UBL provides limited products to their credit card customers with huge markups making it a costlier option to buy a refrigerator in installments. Free delivery is limited to Karachi, Lahore, Islamabad, Multan, Faisalabad, Sahiwal, Gujranwala, and Rawalpindi.
Surprisingly, Pakistan has limited users of banking system and credit card holders are very less in numbers. So, the EMI shopping of mobile phones is limited opportunity in reference to banks. With the changing trends in e-commerce, some websites are providing this installment facility to each and every citizen of Pakistan. Under the tagline of “Pay In Steps”, a very reliable website offering all mobile phones on easy monthly installments . Some banks are offering phones on lease but that opportunity is only for credit card holders of that specific bank. Similarly, Faysal bank sends their installment plans with credit card offerings.
How can a buyer pay installments?
Please note that the full outstanding payment will be blocked on your credit card and released as you pay monthly installments. Silk Bank Installment Plan has been introduced in collaboration with Daraz to make online shopping a lot more convenient. Now you can use your Silk Bank credit card to purchase your favorite product on Daraz and convert it into easy monthly payments.
We have compiled some better offers that can be availed on easy installments with little to no markup. In case of early closure of instalment plan , pre-payment charges will be Rs 1,000 or 5% of the remaining amount whichever is higher. Vivo Y15 4GB RAM 64GB ROMis really a handy android mobile phone with 4GB RAM in very reasonable price. In the contemporary world, communication has reached at the most advanced stage.
Once a purchase is completed through using EPP, it will take up to 7 working days for the installment to reflect on your credit card statement. In recent times, e-commerce is shifting to free home delivery methodology to gain more customers. Pakistani e-commerce is also advancing to give the best experience to customers on installment and cash shopping. In Contrast, e-commerce websites like the product in hours after the completion of customer verification process.
This dashboard is equipped with multiple payment gateways- Habib Bank Limited (Cyber-source), JazzCash and EasyPaisa. Now, Customer can pay his/her monthly installment by credit card, debit card, JazzCash Mobile Account and EasyPaisa Mobile Account. Easy Monthly Instalment is a service offered by PriceOye that allows you to purchase items available on the website with a deferred payment plan using your credit card. Enjoy the flexibility to purchase and pay for your commodity needs with Silkbank Personal Loan Smart Plan.
Nevertheless, buying on installment from Banks is a different experience. Multiple other limitations are involved such as credit limit and due payment clearance. Moreover, Banks don’t give any option to pay installment and don’t offer discount on good repayment behavior. HBL is also providing the refrigerator in installments to their credit cardholders. Your selected product will be delivered to you without any delivery charges and also HBL is providing you with the gifts like an electric kettle and fruit juicer.

Habib bank limited provides easy monthly installment on credit card but only on few flagship mobile phones. Nowadays, people can live without meals but can’t think of living without a mobile phone. Mostly, people of Pakistan buy mobile phones on easy monthly installments. That’s why, many shopkeepers and online websites are selling all kinds of mobile phones on monthly installments.
The three-month tenure will be the cheapest due to 0% markup, costing PKR 19,266 per month. In the six-month tenure and twelve-month tenure, the camera will cost PKR 10,789 and PKR 5,972, respectively. To be accepted for EMI transactions your total cart value must be equal to or less than your credit card's available credit limit.

With reasonable price, this phone is one of the best mobile phones of current market. However, 12% mark-up is charged to the customer for the 6 months tenure & 24% mark-up is charged for the 12 month tenure. In short Pakistani Mobile phones market is growing and its e-commerce shopping trends are developing EMI and cash on delivery very fast. As Eid ul Azha is approaching, people are busy buying sacrificial animals. And so are home appliances companies coming up with some lucrative offers for selling their refrigerators and freezers.
It is the most convenient product which provides end to end solutions to make your occasions more memorable. Whether your house needs an upgrade, planning a dream wedding or need accessories for child education, Smart plan has got you covered. A range of product categories to choose from together with multiple discount options and flexible payment tenures of up to 5 years. Silkbank Personal Loan Smart Plan helps you fulfil your needs with flexibility and convenience because “Apnon k liye kuch bhi”. For EPP transactions to be approved your total cart value should be equal to or less than the available credit limit on your credit card.